Frequently Asked Questions
Key Product Features
|Interest Free Offers|
| Excludes iPhone|
| See '0% Interest : Terms and Conditions' (below).
31 October 2016
| Interest Free Period|
| 0% interest for 12 months at Apple
$300 and over
| Interest Free Period|
| 0% interest for 6 months at Apple
$150 - $299
|CreditLine card acquired via Apple|
|Minimum Credit Limit||$1,000|
|Interest Rate|| 22.99% p.a.
The above interest rate will be charged on any balance outstanding (unpaid), at the end of the Interest Free Period. This interest rate is also charged on EFTPOS/Cash transactions.
|Minimum Monthly Repayments|
| Refer to CreditLine Statement
0% Interest : Terms and Conditions
iPhone purchases are EXCLUDED from this promotional 0% interest for 12 months offer.
iPhone available on non-promotional financing (0% interest for 6 months) only.
0% Interest for 12 Months
Make a purchase over $300 inc. GST in Apple Retail or Apple Online Store (via Telesales 133 622) using a CreditLine card acquired through Apple or a Buyer's Edge, CreditLine, Gem Visa or GO Mastercard and get interest free finance for 12 months.
0% Interest for 6 Months
Make a purchase between $150 and $299 inc. GST in Apple Retail or Apple Online Store (via Telesales 133 622) using a CreditLine card acquired through Apple or a Buyer's Edge, CreditLine, Gem Visa or GO Mastercard and get interest free finance for 6 months.
To be eligible for this interest free promotion purchase must be placed before 11:59pm AEST, 31 October 2016.
Interest Free Offer with Minimum Monthly Repayments
The interest free period for this offer is 6 months or 12 months (depending on the interest free period that you qualify for). Minimum monthly repayments must be made during the interest free period. Interest and repayments are also payable after the interest free period. Paying only the minimum monthly repayment will not pay out the loan before the end of the interest free period.
Apple Approved Channels
Orders must be placed with Apple Retail or Apple Online Store (via Telesales 133 622)
Offer not available for purchases from Apple Resellers.
To be eligible for this interest free finance offer customers must use a CreditLine card acquired through Apple or a Buyer's Edge, CreditLine, Gem Visa or GO Mastercard.
Minimum Order Amount
To be eligible for this interest free finance offer of 0% interest for 12 months, the total purchase amount must be over $300 inc. GST or more.
To be eligible for this interest free finance offer of 0% interest for 6 months, the total purchase amount must be AU$150 inc. GST or more.
$0 application fee, $0 annual and a $4.95 monthly fee apply to CreditLine cards acquired through Apple. Other fees and charges may apply. Cardholders who did not apply for their card from Apple, should refer to their monthly statement for fee details or call 1300 13 1024.
This interest free offer is available for consumer finance and Education purchases only. Business finance and finance by Education Institutions is excluded from this promotion.
How to Apply
How to Apply?
How long does an application take?
An application takes approximately 10 minutes to complete.
How long before I get a decision?
Most customers will know the outcome of their application (Approved, Declined) instantly! Some customer applications will be referred for further assessment.
When can I start shopping?
If you apply from within an Apple Retail Store and are approved, you will be able to shop immediately. All you have to do is take your CreditLine Account Number and Drivers Licence (or alternative photo ID) to an Apple specialist and they will be able to process your order.
If you are approved, you will be notified immediately on-screen as well as by email. Once you have received your Approval Confirmation, please call Apple on 133 622 [Monday-Friday, 8:00am to 6:00pm AEST]. A Mac Expert will then place your order.
What if my application is declined?
If your CreditLine application is unsuccessful you will be notified by email. In these instances, you will still be able to proceed with your Apple purchase should you wish to use an alternative payment method (such as an existing credit card).
Using the Card
How much can I borrow?
You will be issued with an account number that can be used to make your first purchase. Your CreditLine card will then be sent to you within 10 business days, for repeat purchases. You can buy any products with a total value over $150 from Apple Online Store or Apple Retail Stores up to your approved card limit.
What can I buy?
Once you have a card, you can purchase any item of your choosing over the value of $150 from an Apple Retail Store or the Apple Online Store. This includes hardware, software, and accessories. iTunes and App Store products are excluded.
How much will I be approved for?
Approved customers will have at least $1,000 available to spend on Apple products. The approved credit limit will vary by customer, based on individual financial circumstances.
What will my repayments be?
Your repayments will calculated and displayed on your monthly statement.
Can I use my card to purchase from the Apple Online Store?
CreditLine, Gem Visa, GO MasterCard and Buyers Edge cards are not integrated into Online Store Check-Out. This means that you will not be able to make your 0% interest purchase online. If you would like to purchase Apple products on 0% interest: go to the Apple Online Store, choose your products and then call Apple on 133 622 to place your order. Your products will then be shipped to you.
|To Apply |
For a CreditLine card from Apple
If you have placed an order
and want to check order status.
If you applied for a CreditLine card
but have not yet received final approval
| 1300 13 10 24
[AEST 8:30am to 7:00pm, 7 Days]
If you already have a CreditLine card
and wish to update your address or
check your account balance.
|1300 13 10 24
[AEST Mon - Fri : 8:00am to 8:00pm]
[AEST Sat - Sun : 8:30am to 8:00pm]
Online Service Centre|
If you already have a CreditLine card
acquired through Apple you can check
the status of your account online
|Online Service Centre|
Online Service Centre
You can also manage your CreditLine account via the Online Service Centre
- Available 24 hours, 7 days
- Monthly Statements
- Credit Limit Increases
- Payment Notifications
When do my payments start?
Your repayments will commence 30 days after your purchase date, and will be charged monthly based on the outstanding balance on your CreditLine account.
Do I get a statement?
You will get a monthly statement showing your purchases, current CreditLine balance and monthly repayment required. You can choose to receive either online or paper statements.
Delivery Status : Online Orders
If you made your purchase from Online Store or Telesales, using a CreditLine card the delivery date in your order confirmation may not apply. Orders placed using a CreditLine card are ‘complete ship’. This means that your order will not be dispatched until all items in your order are available for shipping.
When your application is approved, you will receive an email notification with the updated delivery date.