How much can I borrow?

There is no limit to the amount you can finance, subject to credit approval. Use the online calculator to determine how much your monthly repayments will be.

Is a deposit required for my online personal loan?

There is no deposit when ordering from the Apple Online Store.

How are my monthly payments paid?

All monthly payments are paid by direct debit from your personal bank account or credit card. Typically the first payment will be due one month after you receive your equipment, and subsequent monthly payments will be due every month thereafter for the length of your term.

What type of equipment can I purchase?

You can use our Personal Loan to pay for hardware, software, equipment, extended warranty and other services purchased from Apple. However, please remember that your order must include a Mac and the value of all other items must not exceed 20% of the value of the Mac.  We also do not offer financing on iPhone purchases and these will not be counted against the minimum order requirement when making a mixed purchase.

What length of repayment is available?

You can choose a 24, 36 or 48-month loan repayment period.

How do I apply for a personal loan?

You can apply for consumer finance at the Apple Online Store, an Apple retail store or through an Apple Authorised Reseller. You can also apply by calling 133 MAC (622).

• * The calculator only gives you an indication of your possible payment. Rates may change without notice and such changes may not be reflected in this calculator. All offers are subject to credit approval and acceptance by Apple Financial Services.

Apple Financial Services is a fully integrated financial services company who works in association with Apple Pty Ltd to offer a broad range of financial solutions to its customers. Apple Financial Services is operated under licence by CIT Group (Australia) Limited, a company of the CIT Group Inc.