Business Finance

Frequently Asked Questions

How to Apply

Click here to Apply.
Once you complete the online form and the outcome of your application will be sent to you (by email and to your phone).

Application Outcome

Retail Applicants

You will be notified of your application outcome within 1 hour.
Your contract and supporting documents will then be emailed to you for signing.

Online Applicants

You will be notified of your application outcome within 4 business hours.
An Apple Business Specialist will call you within 2 business hours to place your order.

[Response Times: Monday-Friday 8:30am - 5:30pm AEST]

What if my application is declined?

You will be notified by SMS text message if your application has not been successful.

Customer Assistance

To Apply1300 669 292, Option 2
[Monday-Friday 8:30am-6:00pm AEST]
Existing Customers1300 669 292, Option 1
[Monday-Friday 8:00am-5:00pm AEST]

Product Features

Business Lease - 0% Lease Promotion

Minimum Purchase Amount$1,000
Deposit Required$0
Early Upgrade OptionsYes
Lease Term24 Months
Repayment FrequencyQuarterly
Maximum Software & Accessories 15%

Business Lease: Non-Promotion Lease

Minimum Purchase Amount$1000
Deposit Required$0
Early Upgrade OptionsYes
Lease Term24, 36, 48 Months
Repayment FrequencyMonthly
Maximum Software & Accessories30%

0% Lease Rate - Terms and Conditions

iPhone & iPad

iPhone, iPad & Apple Watch

iPhone, iPad & Apple Watch excluded unless combined with a Mac purchase.

Minimum Order $1,000

Minimum financeable order value of A$1000 inc. GST.


Accessory items and software cannot exceed 15% of the total amount financed.

Promotion Period

To be eligible for the 0% Lease Rate for 24 Months offer customers must submit an application for Business Rental Finance to Apple Financial Services before 11:59pm AEST on 31 December 2015.

Settlement Deadline

To be eligible for the 0% Lease Rate for 24 Months offer contracts must be settled by by 31 January 2016.

Application Type

0% Business finance offer is available on Business Leases ONLY. Consumer Loans are EXCLUDED from this promotion.

Assessment Criteria

Applications subject to BOQF standard credit assessment criteria.

Payment Structure

0% Business Lease rate offer only available on 24 month term with quarterly payments in advance.

Fees & Charges

Lease agreement will be subject to all standard fees, taxes and shipping charges.

Benefits of Leasing

Cash Flow Management

Rather than absorbing IT costs up-front, business customers can manage their Apple assets by spreading the cost of their equipment over 24, 36 or 48-month terms with fixed payments.

Technology Updates Made Easy

Leasing makes sense for businesses that want to regularly upgrade their equipment. With Apple Financial Services updating your equipment is simple and affordable.

Flexible End of Term Options

Apple Financial Services offers a variety of end of term options to cater to your requirements at the end of your agreement. You can: 
- Return the Apple equipment
- Upgrade to new Apple equipment
- Extend your Apple Lease
- Purchase at Fair Market Value

End of Term Options

Lease agreement will be subject to standard end-of-term options. These include:

  • Upgrade of all equipment
  • Return of all equipment
  • Extend lease for new term
  • Purchase equipment at then fair market value

Tax Advantages

Leasing your IT equipment through Apple Financial Services may mean that you can deduct up to 100% of the monthly lease payment from your business’s taxable income. Speak to your accountant or financial advisor for further information.

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