Apple Financing

Commercial Credit Program

When you lease, you get the Apple products and business upgrades you need with minimal up-front investment. You may even qualify for tax deductions.

Advantages of leasing

  • Fast approvals
  • A range of payment structures
  • Flexible terms
  • Bundled solutions
  • Trade-in options

How to apply

Apple Reuse and Recycling Program

Participate in Apple's Reuse and Recycling Program by returning out‑of‑date hardware at no charge. You may even get an Apple Store Gift Card for the fair market value of your item. Learn more or write to irecycle@apple.com.

Choose your lease

Fair Market Value Lease

If you want the latest equipment now and the option to upgrade every two to three years, a Fair Market Value Lease is probably the right choice for you. At the end of your lease, you can return the equipment to Apple and get new equipment, or you can buy the leased equipment at its then-current fair market value. Or you can simply choose to extend your lease. Download the data sheet

10% Purchase Option Lease

Like the Fair Market Value Lease, a 10% Purchase Option Lease gets you the latest Apple equipment and an option to upgrade that equipment in two to three years. At the end of your lease term, you can buy the leased equipment at 10% of the original cost — or extend your lease. Download the data sheet

$1 Purchase Option Lease

If you want to own the latest equipment now but would rather spread the payments out over two to three years, then the $1 Purchase Option Lease is the choice for you. You can make monthly payments while taking advantage of any tax benefits available to you. After all the payments are made, you can own the title to the equipment for just $1.*
Download the data sheet

Nothing herein is a guarantee or promise of profitability or generation of revenue of any kind whatsoever. Nothing herein is intended as nor constitutes tax, accounting, financial, or legal advice.

For information about how to recycle packaging from your new Apple equipment, contact your Apple Sales or Financial Services Representative at 1-800-APPLE-LN (277-5356). Apple’s recycling department will help you locate a local recycler that will process the main packaging components (cardboard or paper-based products and expanded polystyrene foam) to divert recyclable materials from landfill using recycling options that do not adversely impact the environment.

Lease Programs: All Apple Financial Services leases are subject to final approval of lease pricing, standard terms and conditions, and credit. Minimum financing amount is $2,500 for new leases and $1,000 for add-ons. Financing offered from 12 to 60 months.

*U.S. dollars.