Apple Financial Services
 
Professional Finance
 

Whatever your business strategies and objectives, in a dynamic professional environment, leasing just makes more sense than buying. Leasing gives financial flexibility, helps to meet changing technological needs quickly and easily, and may offer tax advantages.

Choose from Apple’s range of Professional Finance options:

Finance Lease

Finance Lease gives you the use of Mac systems for a pre-agreed cost and period of time, with 100% of the capital cost spread over the lease period.

Residual Lease

Residual lease is an easy and convenient way of keeping up-to-date with the latest technology, whilst keeping your costs to a minimum.

Professional Lease Features Comparison

Apple Financial Services Finance Lease Apple Financial Services Residual Lease
Who can benefit from Apple Financial Services product range? Typically sole traders, partnerships, limited companies, PLCs and charities Typically limited companies, PLCs and charities
What is the minimum order size? £1,000 £1,000
What is the maximum order size? There is no maximum There is no maximum
What is the length of term? 24 to 36 months 24 to 36 months
Is a deposit required? No. The first payment is due on the first day of the month after delivery No. The first payment is due on the first day of the month after delivery
What is the equipment mix that can be financed? Guide 60% Hardware 80% Hardware
What is the treatment with VAT? VAT paid with rentals VAT paid with rentals
What are the payment patterns? Monthly or Quarterly Monthly or Quarterly
How can I make my payments? Direct Debit Direct Debit
Is it an upgrade possible? Yes — an upgrade option is available Yes — an upgrade option is available
Is it possible to refresh technology? Addition and equipment swap are possible Yes
What are the options at the end of the lease?
  • AFS may sell back to the customer’s designated party for relatively low cost
  • Return the equipment
  • Extend contract
  • Extend lease for a further period of time
  • Return the equipment
  • Change your equipment by returning old and taking out new
  • Purchase at Fair Market Value at that time