Finance Lease gives you the use of Mac systems for a pre-agreed cost and period of time, with 100% of the capital cost spread over the lease period. This flexible finance lease has many operational and accounting benefits that make the whole finance process simple and easy to manage, leaving you to concentrate on other areas of your business.

Benefits of Finance Lease

• Maximises Budget — Meets today’s IT requirements with tomorrow’s expenditure.
• Flexible Finance — Benefit from leasing solutions for projects that include combined elements such as Apple supplied hardware, software, peripherals, installation and warranty.

• Reduced Costs — Lease terms can be tailored to match typical replacement cycles, helping to promote standardisation and reduce support costs.
• Flexible Payments — Choose a rental period of two or three years, and monthly or quarterly payments.
• Preserves Capital — Leaves capital free to use in other areas of your business.
• Better Control — Known payments provide an inflation hedge, easier budgeting and help to maintain control of your cashflow.
• Tax Advantages — Rentals are a revenue item and generally 100% tax deductible. Lower tax liability means increased profit and cash flow.
• Protected Credit Lines — Keep credit lines open for other purposes.

At the end of the contract, AFS may sell back to the customer’s designated party for 2% of original cost. You can also return the equipment, extend contract or you can use change option and can take new equipment and return old.

Summary of Features

Length of Term	24 to 36 Months
Minimum Order Values	£1,000
Equipment Mix	80% Hardware
Deposit	None, first payment due when equipment is delivered
VAT Treatment	VAT included in rentals
Payment Method	Direct Debit
End of Term Options	AFS may sell back to the customer’s designated party for 2% of original cost Extend lease for a further period of time Return the equipment Use change option and can take new equipment and return old
Ownership	The equipment belongs to Apple Financial Services
Balance Sheet	On company’s balance sheet

• * The calculator only gives you an indication of your possible payment. Rates may change without notice and such changes may not be reflected in this calculator. All offers are subject to credit approval and acceptance by Apple Financial Services.
• ** You may be able to borrow more. Please contact one of our representatives.