Business Finance

Frequently Asked Questions

How to Apply

Click here to Apply.
Once you complete the online form and the outcome of your application will be sent to you (by email and to your phone).

Application Outcome

Retail Applicants

You will be notified of your application outcome within 1 hour.
Your contract and supporting documents will then be emailed to you for signing.

Online Applicants

You will be notified of your application outcome within 4 business hours.
An Apple Business Specialist will call you within 2 business hours to place your order.

[Response Times: Monday-Friday 8:30am - 5:30pm AEST]

What if my application is declined?

You will be notified by SMS text message if your application has not been successful.

Customer Assistance

To Apply1300 669 292, Option 2
[Monday-Friday 8:30am-6:00pm AEST]
Existing Customers1300 669 292, Option 1
[Monday-Friday 8:00am-5:00pm AEST]

Product Features

Business Finance - Special Offer

Pay same as cash price over 24 months on a Business Rental Agreement with Apple Financial Services.

Contract TypeBusiness Rental Agreement
Minimum Purchase Amount$1,500
Deposit Required$0
Early Upgrade OptionsYes
Initial Term of Contract24 Months
Repayment FrequencyQuarterly
Maximum Software & Accessories 15%

Business Finance - Non-Promotional Offer

Contract TypeBusiness Rental Agreement
Minimum Purchase Amount$1000
Deposit Required$0
Early Upgrade OptionsYes
Initial Term of Contract24, 36, 48 Months
Repayment FrequencyMonthly
Maximum Software & Accessories30%

Business Finance - Special Offer - Terms & Conditions

Eligible Products *

  • Mac : All Models.
  • iPhone : 7, 7 Plus, 6s, 6s Plus, SE.
  • iPad : iPad Pro (9.7 & 12.9 Inch), iPad, iPad Mini 4.
  • Displays : 21” and 27” LG displays.

* Apple Watch, iPad & iPhone models other than those indicated above are excluded.

Minimum Order $1,500

Minimum financeable order value of A$1500 inc. GST.


Accessory items and software cannot exceed 15% of the total amount financed.

Payment Structure

This special finance offer is available for a 24 month initial term with quarterly payments made in advance. The offer payments are calculated as the total equipment invoice value divided by the number of payments due within the initial 24 month term of the rental and assumes goods are returned at the expiry of the initial term.

Promotion Period

To be eligible for this special offer customers must submit an application for Business Rental Finance to Apple Financial Services before 11:59pm AEST on 31 December 2017.

Settlement Deadline

To be eligible for this special offer contracts must be settled by 31 January 2018.

Application Type

Offer available on Business Rental Finance and valid for initial term of the contract only. Ownership of the equipment does not automatically pass to the customer at the end of the initial term. End-of-term options are set out below. Consumer Loans are excluded from this promotion.

Assessment Criteria

Applications subject to BOQF standard credit assessment criteria.

Fees & Charges

Business Rental Agreement will be subject to all standard fees, taxes and shipping charges.


Offer available for purchases made in Apple Retail Stores or Apple Online Store (via Telesales, 1300 369 095).

Business Customers Only

Purchases must be made under a Business Entity name. Offer not available to individual consumers.

Maximum Purchase Amount

Maximum purchase $250,000

Credit Approval Required

Offer subject to credit and document approval.

Benefits of Business Finance

Cash Flow Management

Rather than absorbing IT costs up-front, business customers can manage their Apple assets by spreading the cost of their equipment over 24, 36 or 48-month terms with fixed payments.

Technology Updates Made Easy

A Business Rental Agreement makes sense for businesses that want to regularly upgrade their equipment. With Apple Financial Services updating your equipment is simple and affordable.

Flexible End of Term Options

Apple Financial Services offers a variety of end of term options to cater to your requirements at the end of your agreement.

These include:

  • Upgrade to new equipment
  • Return equipment
  • Extend Business Rental for an additional term
  • Make an offer to purchase at fair market value. (Offers may be accepted or rejected).

Tax Advantages

Acquiring your IT equipment with a Business Rental Agreement may mean that you can deduct up to 100% of your payments from your business’s taxable income as a business expense. Speak to your accountant or financial advisor for further information.

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