Is this all that you need to be able to take payments by card?

Is this the only thing that you need to be able to receive payments from a card and it be transferred to your own account? Just plug it into your phone and start?

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Square Reader for Magstripe

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    Yes! Well, almost - you will need to download the Square app from the AppStore and signup for an account. It has been a long time since I went through their signup process but I remember having to put in a social and demographic information for them to verify my identity as well as banking information so they can deposit funds. When Square first started it was hard to get an account, now the process is streamlined and simpler. This is if you are an individual, signing up as a business (LLC, Inc, S-Corp, etc.) will require additional paperwork and approval, this is pretty quick as well though.

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