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Learn more about Apple Card Monthly Installments

With Apple Card Monthly Installments, you can pay for any iPhone monthly and interest-free with Apple Card. The cost of your iPhone** is spread over 24 months. You can add a trade-in to make your payments even lower. And from now until December 31, you’ll get 6% Daily Cash* back on your purchase, all up front.

Customers in US Territories should contact Goldman Sachs Bank USA for questions about installments.

That depends on how you pay for your new iPhone.

If you use Apple Card Monthly Installments or Apple iPhone Payments and include a trade-in, your estimated trade-in credit is applied directly to the purchase price of your new iPhone.¹ Once we receive your trade-in device and confirm that the condition matches what you described, there’s nothing more you need to do.

If you pay in full, your trade-in value is applied as a credit to your original payment method. This happens once we receive your old iPhone and confirm that the condition matches what you described.

In either case, if we provide a revised trade-in value based on the condition of your old iPhone, we’ll work with you to confirm that you still want to move forward with the trade-in.

If you completed the carrier activation steps for AT&T, Sprint, T-Mobile or Verizon when you purchased your new iPhone online, it will arrive ready to use. Just turn it on and follow the onscreen instructions to set it up. If you chose to skip carrier activation at the time of purchase, you’ll need to contact your wireless carrier or visit an Apple Store to enable cellular services. You can also set up your iPhone without a nano-SIM using Wi-Fi. You will need an active nano-SIM to enable cellular services.

If you selected the SIM-free iPhone, you’ll need to insert your own nano-SIM card or obtain one from the supported carrier of your choice and activate it in order to use cellular services on your iPhone.

• Find the nearest Apple Store or authorized Apple reseller
• View the AT&T coverage map
• View the Sprint coverage map
• View the T‑Mobile coverage map
• View the Verizon coverage map

All iPhone models are world phones, so you can use them almost anywhere. Whether you are a GSM or CDMA network customer, you can roam internationally on GSM networks in over 200 countries or regions around the world. Availability of LTE data varies in some countries or regions and depends on carrier support for certain LTE radio frequencies. Contact your wireless carrier for more information regarding international roaming policies and rates.

Information on iPhone support for LTE networks by carrier and country or region

It’s our trade-in and recycling program that’s good for you and the planet. If your current iPhone is eligible for trade-in credit, you can offset the purchase price of a new one. If it’s not eligible for credit, you can recycle it for free.

Whether you’re making a purchase or not, we’ve made it easy to trade in an eligible iPhone either in a store or online. Just answer a few questions regarding model and condition and we’ll provide an estimated trade-in value or a simple way to recycle it.

If you trade in online, we’ll apply your estimated trade-in value to the purchase of your new iPhone. Then we’ll arrange for you to send us your old iPhone. Once we receive it, we’ll inspect it and verify its condition. If the condition matches what you described, there’s nothing more you need to do. If the condition doesn’t match, a new trade-in value will be provided.

You’ll have the option to either accept this revised value or reject it. We’ll work with you to confirm that you still want to move forward with the trade-in.

If you accept the trade-in estimate in the store, we’ll give you instant credit toward your iPhone purchase.

And if you choose to recycle your device, we’ll either handle it in the store or provide a prepaid shipping label so you can send your device to our accredited recycling partner.

Generally it takes 2–3 weeks. But the sooner you send us your device, the sooner we can verify its condition and process your trade-in.

Recycling a device is much faster. When we email you a prepaid shipping label, just send your device to our recycling partner.

Once we receive your trade-in device, a team inspects it and verifies its condition. If the condition matches what you described, there’s nothing more you need to do. If it doesn’t match, your original payment method will be charged the difference in value. In that case, we’ll work with you to confirm that you still want to move forward with the trade-in.

If you’re trading in online, your estimated trade-in credit will be immediately applied to the purchase of your new iPhone. If you’re trading in at an Apple Store, you’ll receive either instant credit toward your next purchase or an Apple Store Gift Card you can use anytime.