Get low-interest financing for Apple products.

Pay over time with a Flexible Finance Account by Creation. During checkout, you can choose the monthly payment options that work best for you. Footnote 

  • Apply online for a line of credit with Creation. Get a quick decision without impacting your credit score. Footnote  Use your account today and for future Apple Store purchases — no need to apply again.
  • We offer a range of term options for each eligible item. Other items will be billed as a one-month instalment at 0% interest. Footnote 
  • If you add a trade-in, we’ll give you instant credit for it, reducing the amount you finance. Footnote ◊◊
  • For offers with an upgrade option, we’ll close your loan if you come back to trade up. Learn how upgrade works

Current offers.

iPhone 17 Pro Max, iPhone 17 Pro, iPhone Air, iPhone 17

Term Interest
20 months 0 %
30 months 0 %23 per month upgrade option

iPhone 16e, iPhone 16, iPhone 16 Plus

Term Interest
24 months 0 %

Mac

Term Interest
6 months 0 %
12 months 0 %
24 months 4.9 %
36 months 4.9 %

iPad

Term Interest
6 months 0 %
12 months 0 %
24 months 4.9 %
36 months 14.9 %

Apple Watch

Term Interest
6 months 0 %
12 months 0 %
24 months 4.9 %
36 months 14.9 %

Apple Vision Pro

Term Interest
6 months 0 %
12 months 0 %
24 months 4.9 %
36 months 14.9 %

Select Accessories

Term Interest
4 months 0 %

Example purchase with a Flexible Finance Account by Creation

A Flexible Finance Account is a line of credit provided by Creation for purchases from Apple. Once opened, you can use it for multiple orders. Learn more about a Flexible Finance Account

Representative example

12 mos. at 14.9% APR (variable)

Purchase amount
£1,200.00
Rate
14.9%
Interest rate (variable)
14.9%
Term
12 months
Monthly Payment
£107.72
Total cost of interest
£92.73

Illustrative examples

36 mos. at 14.9% Interest

Purchase amount
£1,200.00
Rate
14.9%
Interest rate (variable)
14.9%
Term
36 months
Monthly Payment
£40.99
Total cost of interest
£275.64

36 mos. at 4.9% Interest

Purchase amount
£1,200.00
Rate
4.9%
Interest rate (variable)
4.9%
Term
36 months
Monthly Payment
£35.85
Total cost of interest
£90.60

36 mos. at 0% Interest

Purchase amount
£1,200.00
Rate
0%
Interest rate (variable)
0%
Term
36 months
Monthly Payment
£33.33
Total cost of interest
£0.00

Footnotes