iPhone Payments

With iPhone Payments, you can pay for your iPhone X, iPhone 8 Plus or iPhone 8 over 20 months, completely interest-free. This option doesn’t include AppleCare+ or yearly upgrades, but your iPhone is unlocked, giving you the freedom to choose the carrier and SIM-only tariff that are best for you.

Low monthly payments.

With iPhone Payments you can spread the cost of your iPhone X, iPhone 8 Plus or iPhone 8 over 20 months.*



iPhone X


£46.50 per month

£54.00 per month

iPhone 8 Plus


£36.50 per month

£44.00 per month

iPhone 8


£31.50 per month

£39.00 per month

Representative example:

£699 purchase over 20 monthly payments at 0% p.a. (fixed) would cost £31.50 per month. £69 upfront payment. Total amount of credit £630.

iPhone Payments is financed through:

Subject to eligibility.

iPhone Payments is available only at an Apple Store.

Here’s what you’ll need to bring.

Your personal information and bank details.

You will be asked to provide your date of birth, employment details, and UK home address/es from the last three years for a credit check. You will also need your bank account number and sort code to set up a direct debit.

A valid photo ID.

Make sure you bring along your UK driving licence, or passport and your debit card.

Your current mobile phone.

If you’re upgrading from another iPhone, remember to back up your data to your computer or iCloud. You’ll also want to take note of your Apple ID. If you’re upgrading to your first iPhone, one of our Specialists can help you transfer all your data with the Move to iOS app.

More ways to buy iPhone.

You can pay in full, trade up your current smartphone for credit, or spread the cost with the iPhone Upgrade Programme.

*Available in Apple Stores to eligible customers with a credit check and a UK bank account. Requires a 20-month instalment loan with a 0% APR from Barclays Partner Finance (a trading name of Clydesdale Financial Services Limited, a wholly owned subsidiary of Barclays Bank PLC).

Still have questions? or call 0800 048 0408.