The best tools for your business with flexible financing
With our financing solutions, it’s easier than ever to boost your business with the power of Apple products.
Business Financing Program
Keep your business covered with dedicated business support, damage protection, and upgrades every 24 months. And enjoy affordable pricing that makes it a great choice for fast-growing businesses.1
Variable-Term Leasing Program
The ideal lease for growing businesses that need options. Variable-term leasing lets you choose from three term lengths and provides flexible options for upgrades or ownership at the end of your lease.1
|Business Financing Program||Variable-Term Leasing Program|
|Terms||24 month leasing term||12, 24, or 36 month leasing term|
|Eligible Products||Mac, iPad, and iPhone||Mac, iPad, iPhone, Apple Watch, and Apple TV|
|AppleCare+ Coverage||Included||Sold separately|
|Business Phone Support||Included||-|
|Upgrade at Lease End||Available||Available|
|Option to Own at Lease End||Pay fair market value||Pay fair market value or $1 buyout|
|Accessories||Up to 25% of total lease amount||Up to 25% of total lease amount|
|Apply with Direct Capital||Apply with Direct Capital|
You can apply in the store with an Apple employee or on apple.com. All lease applications are submitted to our leasing partner for credit decisioning and approval. You must place a minimum order of $4000 to qualify for leasing.
A business customer who has signature authority and has been operating a business for at least six months is eligible. If your business has been operating for less than three years, a personal guarantee is required.
For the Business Financing Program, you have the option to return your equipment and refresh with new, in-stock equipment under a new lease, purchase your equipment from the leasing partner for the current fair market value, return your products to the leasing partner and close out your lease, or continue to rent your existing products by making post term monthly payments.
For the Variable-Term Leasing Program, you have the option to return your equipment and refresh with new, in-stock equipment under a new lease, purchase your equipment from the leasing partner for the current fair market value, or return your products to the leasing partner and close out your lease. On a fair market value lease, you can also continue to rent your existing products by making post term monthly payments. If you have chosen the dollar-to-buy lease, you will own your product at the end of your lease by making a final $1 payment.
You can contact our Business Team in the store or over the phone at 1-800-854-3680 to learn more about all available lease options.
Yes. When you refresh your equipment, your existing lease ends and you simply begin a new one. The monthly cost may increase or decrease depending on the products you choose.
There are no documentation or application fees associated with the Business Financing Program or the Variable-Term Lease Program.
With the Business Financing Program, Mac, iPad, and iPhone models are covered by AppleCare+. AppleCare+ coverage provides up to two incidents of accidental damage coverage, each subject to a service fee with applicable tax.
If your product is not covered by AppleCare+ and you do not return your equipment in conditions required by the lease, the leasing partner may charge you in accordance with the terms of the lease. Learn more about AppleCare+.