Financing options as unique as your business.

Every business is different. That’s why Apple makes it easy to find the right financing to get the products you need.

Full device bundles, including accessories, for one low payment.

The Business Financing Program

Keep your business covered with dedicated support, damage protection, and upgrades every 24 months. And enjoy affordable pricing that makes it a smart choice for fast-growing businesses.1

Variable-Month Leasing Program

The ideal lease for growing businesses that need options. Variable-month leasing lets you choose from three term lengths and decide whether you want to own or upgrade at the end of your lease.2

Net-Term Purchasing Program

For well-qualified customers with larger purchasing needs, net-term purchasing offers flexibility and ownership. Create the perfect bundle of products for your business and have 30 days to pay.3

Call 1-800-854-3680.

Find the perfect option for your business.

The Business Financing Program
Variable-Month Leasing Program
Net-Term Purchasing Program
24-month leasing term
12-, 24-, or 36-month leasing term
30-day net term
Minimum Order
AppleCare+ coverage
Sold separately
Sold separately
Own or upgrade
Upgrade every 24 months
Upgrade after lease, or own for $1
Own immediately and have 30 days to pay
Dedicated business support
Up to 35% of total
Up to 35% of total
Up to 35% of total
Call 1-800-854-3680

We’re here to help.

Our Business Team and Specialists are ready to answer your questions.

Visit an Apple Store

Get answers to your questions in person.

Call us now

Talk to our Business Team about your business needs.


Get personalized support

Provide your details, and our Business Team will contact you.

  • You can apply in the store with an Apple employee or online. All lease applications are submitted to our lessors for credit decisioning and approval. You must place a minimum order of $2500 to qualify for the Business financing program and a minimum order of $5000 for Variable Month Leasing.
  • A business customer who has signature authority and has been operating a business for at least six months is eligible. If your business has been operating for less than four years, a personal guarantee may be needed.
  • You can refresh your equipment early for a fee. You also have the option to refresh your equipment at the end of your lease term for no additional costs.
  • If you have chosen a fair market value lease, you have the option to return your equipment and refresh with new, in-stock equipment under a new lease, purchase your equipment from the lessor for the current fair market value, or return your products to the lessor and close out your lease. On a fair market value lease, you can also continue to rent your existing products by making post-term monthly rental payments. If you have chosen the dollar-to-buy lease, you will own your product at the end of your lease by making a final $1 payment.
  • You can contact our Business Team in the store or over the phone to find out about all available lease options.
  • Yes. When you refresh your equipment, your existing lease ends and you simply begin a new one. The monthly cost may increase or decrease depending on the products you choose.
  • There are no additional fees for a Business Financing Program lease. Other lease products may include a loan origination fee. Taxes will be calculated and billed by the lessor.
  • If you do not return your equipment in the condition required by the lease, the lessor may charge you in accordance with the terms of the lease.
  • All Mac, iPad, and iPhone models are eligible. You can also bundle Apple TV, Apple Watch, and accessories into your lease or terms purchase. Refurbished products do not qualify.