Introducing Apple Cash in groups. Now you can request, send, and receive money right in your group chat in Messages. Learn more
Apple Cash is an easy and private way to send and receive money,1 and it’s built right into iPhone. You can send Apple Cash in Messages, in Wallet, or with Tap to Cash by simply holding your iPhone near someone else’s. And because Apple Cash is a digital card in Wallet, you can spend your Apple Cash in stores, online, and in apps with Apple Pay.
It’s ready. Already in Wallet.
Built into the Wallet App
You can easily send and receive Apple Cash, transfer funds, and manage your settings in Wallet. And you can spend Apple Cash on your iPhone, Apple Watch, iPad, Mac, and Apple Vision Pro. If a merchant doesn’t take Apple Pay yet, you can use your virtual card number to spend Apple Cash online and in apps — anywhere Visa is accepted.
Send cash
with a tap.
Send and Receive Money with Tap to Cash
Tap to Cash is a simple way to send or receive Apple Cash with iPhone or Apple Watch in person. There’s no need to share email addresses, phone numbers, QR codes, or user names — so it’s great to pay for a yard sale find or an extra ticket from a friend of a friend. To use Tap to Cash, select your Apple Cash card in the Wallet app. Tap “Send or Request” then Tap to Cash. Authorize your payment with Face ID, Touch ID, or your passcode, then hold your device near someone else’s. You can even add Tap to Cash to Control Center for easy access.
Learn how to send money with Tap to CashSend cash
with a text.
Send and Receive Money in Messages
Apple Cash makes it simple to request, send, and receive money in Messages — even in group chats. So splitting dinner, concert tickets, or rent is as simple as sending a text. You can also manage payments and see past transactions directly in Wallet. All of your payments are securely authenticated with Face ID, Touch ID, or your passcode — and shared only with those who need to know.
Learn how to send money with MessagesSpend Apple Cash anywhere you see
Accepted in Millions of Places
Apple Cash uses Apple Pay to make shopping fast, safe, private, and easy. Since Apple Pay is accepted by over 85 percent of retailers in the U.S., there’s almost no end to where and how you can shop with your Apple Cash card — whether you’re in a store, online, or in an app. And for merchants that don’t take Apple Pay yet, you can use your virtual card number securely online and in apps anywhere Visa is accepted. It’s your money, made modern.
Learn more about Apple Pay Learn more about your virtual card number
Apple Cash Family.
Get the kids in on this.
Apple Cash family marquee animation
Apple Cash Family
With Apple Cash Family, you can set up Apple Cash for anyone in your family under 18. Easily and securely send money for allowance, shopping, or just because. Even set up recurring payments to keep allowances on a schedule. The funds go right to their own Apple Cash card in Wallet, ready to spend with Apple Pay. Or they can transfer the money to their bank account to save for the future. You can view your child’s balance and activity at any time. You can apply certain restrictions to their account. It’s the perfect amount of financial freedom for a child — with built-in protections for your peace of mind.
Hey Siri, send $35 to Sarah
Send and Receive with Siri
Out for your weekly Tex-Mex feast with Sarah? Ask Siri to send her half of the bill without putting down your taco. Siri makes sure your money and your requests go to the right people — just say the word.
Send.
Reload.
Repeat.
Recurring Payments and Auto Reload
Apple Cash lets you send recurring payments to other people to cover your portion of things like rent, internet, or groceries. You can also set up auto reload to replenish your balance whenever it runs low. So you’ll always have money to send and spend.
Learn more about recurring payments Learn more about auto reloadFraud is no match for your face (or finger).
Advanced Security
Apple Cash is more secure than a traditional debit card. For starters, it uses Face ID or Touch ID to authenticate your transactions — to make sure you’re, well, you. When you make a purchase with Apple Pay, it uses a device-specific number and unique transaction code. Your virtual card number comes with a security code that frequently rotates to help protect against fraudulent purchases. And there’s no physical card to lose when you’re out and about. It’s peace of mind on multiple levels.
Keep your transactions yours.
Data Privacy
Apple Cash is designed to protect your privacy. Apple never sells your personal data. And we don’t share your personal data with others so they can market to you. Your transaction history and spending habits stay private.2 In other words, we go out of our way to stay out of your business.
Do more with the Daily Cash from your Apple Card.
Daily Cash
Every purchase you make with your Apple Card gets you up to 3% back in Daily Cash. How you use your Daily Cash is up to you. It can go directly onto your Apple Cash card, ready to spend however and whenever you like.3 Or you can open a high-yield Savings account through Apple Card and choose to automatically deposit your Daily Cash into the account, where it can earn interest over time.4 You can even add funds from your Apple Cash card and other bank accounts to build your savings more quickly.5
Learn more about SavingsFast, easy transfers.
It’s money with serious moves.
Bank Transfers
It’s easy to load money onto your Apple Cash card from your debit card, so you’re always ready to spend and send. And you can just as simply move money from your Apple Cash card to your bank account. Either way, Apple Cash gives you options you can count on.
Learn more about money transfersQuestions? Answers.
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Apple Cash is an easy and private way to send and receive money, and it’s built right into iPhone. You can send Apple Cash in Messages, in Wallet, or with Tap to Cash. And because Apple Cash is a digital card in Wallet, you can spend your Apple Cash in stores, online, and in apps with Apple Pay. You can also set up Apple Cash for family members under 18 years old, so you can safely send them money they can spend with their own Apple Cash card.
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To send money with Apple Cash, you’ll need to have a balance or a debit card added to Wallet. If you don’t have one yet, tap the + button in Wallet.
In Messages, tap the + button, then select Apple Cash. Enter an amount on the keypad and tap Send.
In Wallet, choose your Apple Cash card and tap “Send or Request.” You can select from a list of suggested recipients or simply type in a contact. Enter an amount on the keypad, then tap Send.
To use Tap to Cash, open the Wallet app and select your Apple Cash card. Tap “Send or Request,” then Tap to Cash. Enter the amount you’d like to send and authorize it with Face ID, Touch ID, or your passcode. Complete the transaction by holding your device near someone else’s.
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Your Apple Cash balance lives on your Apple Cash card in the Wallet app. When you receive money in Messages, you’ll get a notification from Wallet that your balance has changed.
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You can use Apple Cash to make purchases just as you would with physical cards and cash. You can spend your Apple Cash using either Apple Pay or your virtual card number. You can also transfer your Apple Cash to your bank account. If you have an Apple Card and choose to automatically save your Daily Cash in a Savings account, you can use Apple Cash to move money in and out.4
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Yes. With Apple Cash Family, you can set up Apple Cash for members in your Family Sharing group who are under age 18. Once it’s set up, they can send, spend, and receive money using Apple Cash. You can receive notifications when they make a transaction, limit the people they can send money to, and even lock their account.
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Apple Cash is an easy and private way to send and receive money in Messages. Money you receive with Apple Cash goes straight to your Apple Cash card in Wallet, ready to spend anywhere with Apple Pay.
Apple Pay is how you spend that money. It lets you make secure, contactless purchases with Apple Cash, Apple Card, or any credit or debit card you add to Wallet.
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It’s easy to transfer money to your Apple Cash balance from a connected debit card. If you don’t have a card connected yet, tap the + button in Wallet to get started. Then open the Wallet app, tap your Apple Cash card, and tap the More button. Next tap Add Money, enter an amount, tap Add, and authenticate with Face ID, Touch ID, or your passcode.
Any money you receive in Messages or Wallet is automatically added to your Apple Cash balance. Users under 13 must have their own card provisioned in Wallet in order to add money to their Apple Cash card. Otherwise, money is added to their Apple Cash card only when someone sends them money.
If you use Apple Card, your Daily Cash back is also deposited to your Apple Cash card if you set it up. And if you haven’t set up your Apple Cash card yet, you can either route your Daily Cash to a Savings account or apply it as a credit on your statement balance.
