Secure, simple, and even more useful.

Apple Pay

Paying in stores or within apps has never been easier or safer. Gone are the days of searching for your wallet. The wasted moments finding the right card. Now you can use your credit cards, store credit cards, and rewards cards with just a touch.

Apple Pay is simple to use and works with the cards you already have on the devices you use every day. And because your card details are never shared when you use Apple Pay — in fact, they aren’t stored on your device at all — using Apple Pay on your iPhone, Apple Watch, or iPad is the safer and more private way to pay.

An easier way to pay in stores.


One touch to pay with Touch ID. Now paying in stores happens in one natural motion — there’s no need to open an app or even wake your display thanks to the innovative Near Field Communication antenna in iPhone 6s, iPhone 6 and iPhone SE. To pay, just hold your iPhone near the contactless reader with your finger on Touch ID. Or you can double-click the Home button when your iPhone is locked to access Wallet and quickly make your purchases. Your card number is never stored on your device, and when you pay your debit or credit card numbers are never sent to merchants. Apple Pay assigns a unique number for each purchase, so your payments stay private and secure.

Watch the iPhone Guided Tour

Apple Watch

Double-click to pay and go. To pay with Apple Watch, just double-click the side button and hold the display of Apple Watch up to the contactless reader. A gentle tap and beep confirm that your payment information was sent.

Watch the Apple Watch Guided Tour

An easier way to pay within apps.

Convenient and secure checkout. On iPhone and iPad, you can use Apple Pay to pay with a single touch within apps. Checking out is as easy as selecting Apple Pay and placing your finger on Touch ID.




Coming this fall

An easier way to pay on the web.

With the release of macOS Sierra and iOS 10, Apple Pay is coming to Safari on your Mac, iPhone, and iPad. So the purchases you make on many of your favorite websites will be faster and more secure than ever.


Setup is simple with Wallet.

Wallet already stores your boarding passes, tickets, rewards cards, and more. With Apple Pay, it can store your credit cards, debit cards, and store credit cards, too. To get started, you can add the credit or debit card from your iTunes account to Wallet simply by entering the card security code.

Add more cards on iPhone within the Wallet app. Just tap the plus sign and follow the onscreen instructions. On iPad, start by opening Settings, tap “Wallet & Apple Pay,” then tap “Add Credit or Debit Card.” For Apple Watch, open the Watch app on your iPhone, tap “Wallet & Apple Pay,” then tap “Add Credit or Debit Card.”

The safer way to pay. With your fingerprint.

Every time you hand over your credit or debit card to pay, your card number and identity are visible, and swiping your card triggers an exchange of information. With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, a dedicated chip in iPhone, iPad, and Apple Watch. When you make a purchase, the Device Account Number, along with a transaction-specific dynamic security code, is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment. And unlike credit cards, on iPhone and iPad every payment requires Touch ID or a passcode, and Apple Watch must be unlocked — so only you can make payments from your device.

Protect your accounts.
Even if you lose your device.

If your iPhone or iPad is ever lost or stolen, you can use Find My iPhone to quickly put your device in Lost Mode to suspend Apple Pay, or you can wipe your device clean completely.

You can also stop the ability to make payments from credit and debit cards on your iPhone, iPad, or Apple Watch with iCloud. Just log in to and click Settings.

Keep your purchases private.

Apple doesn’t save your transaction information. With Apple Pay, your payments are private. Apple Pay doesn’t store the details of your transactions so they can’t be tied back to you. Your most recent purchases are kept in Wallet for your convenience, but that’s as far as it goes.

Leave your cards in your pocket. Since you don’t have to show your credit or debit card, you never reveal your name, card number, or security code to the cashier when you pay in a store. This additional layer of privacy helps ensure that your information stays where it belongs. With you.

Accepted in great stores and apps. With more added every day.

Apple Pay lets you use iPhone or Apple Watch to pay in over a million stores accepting contactless payments. You can also make purchases within participating apps. And more stores and apps are accepting Apple Pay every day.

View stores that accept Apple Pay

It’s easy to see where you can use Apple Pay.

Out for a day of shopping? Now you can see if a local store accepts Apple Pay right in the Maps app. Just choose a location and look for the Apple Pay mark. Or look for the Apple Pay mark or contactless symbol at the checkout counter.

Pay within apps.

Apple Pay provides an easy and secure way to make payments within your favorite apps. With more apps accepting Apple Pay every day, you no longer need to pull out your wallet and type in a long credit card number, put in shipping and contact details, or feel unsure about entering any of this information into an app.

View featured apps that accept Apple Pay

The major credit cards.
With the same major benefits.

Apple Pay works with most of the major credit and debit cards from the top U.S. banks. Just add your participating cards to Wallet and you’ll continue to get all the rewards, benefits, and security of your cards.

Use your favorite store credit cards.

Now you can use your Kohl’s Charge card to pay with Apple Pay — and soon you’ll be able to use even more of your favorite store credit cards, like your JCPenney Credit Card.

It’s easy to reap the rewards.

Add your Walgreens Balance Rewards card to your Wallet app to receive and redeem rewards automatically when you pay with Apple Pay. Soon you’ll be able to use other rewards cards, like Dunkin’ Donuts DD Perks and MyPanera, too.

Get your business ready for Apple Pay.

Accepting Apple Pay is easy.
Apple Pay is easy to set up and gives your customers a simple and secure way to pay with the devices they use every day. If you already accept credit and debit cards, simply contact your payment provider to start accepting Apple Pay. Visit About Apple Pay for merchants to get more information, or contact merchant support.

Let your customers know you accept Apple Pay.
It’s easy to let your customers know you accept Apple Pay. Download the Apple Pay mark to use within email, on your terminal screen, and on your website. Order Apple Pay decals to put on your storefront window and register.

Apple Pay is compatible with these devices.

Products In Apps In Stores
Apple Watch