Simple, secure and private.

Apple Pay

Paying in stores or within participating apps has never been easier or safer. Gone are the days of searching for your wallet. The wasted moments finding the right card. Now you can use your eligible cards with just a touch.

Apple Pay is simple to use and works with the cards you already have on the devices you use every day. And because your card details are never shared when you use Apple Pay — in fact, they aren’t stored on your device at all — using Apple Pay on your iPhone, Apple Watch or iPad is the safer and more private way to pay.

Just look for one of these symbols at check‑out:

An easier way to pay in stores.


One touch to pay with Touch ID. Now paying in stores happens in one natural motion — there’s no need to open an app or even wake your display thanks to the innovative Near Field Communication antenna in iPhone 6s, iPhone 6 and iPhone SE. To pay, just hold your iPhone near the contactless reader with your finger on Touch ID. Or you can double-click the Home button when your iPhone is locked to access Wallet and quickly make your purchases. Your card number is never stored on your device — and when you pay, your debit or credit card numbers are never sent to merchants. Apple Pay assigns a unique number for each purchase, so your payments stay private and secure.

Watch the iPhone Guided Tour

Apple Watch

Double-click to pay and go. To pay with Apple Watch, just double-click the side button and hold the display of Apple Watch up to the contactless reader. A gentle tap and beep confirm that your payment information was sent.

Watch the Apple Watch Guided Tour

An easier way to pay within apps.

Convenient and secure check-out. On iPhone and iPad, you can use Apple Pay to pay with a single touch within participating apps. Kickstarter and Fancy will soon accept Apple Pay within their apps, with more apps coming soon.




Coming this spring

An easier way to pay on the web.

With the release of macOS Sierra and iOS 10, Apple Pay is coming to Safari on your Mac, iPhone and iPad. So the purchases you make with eligible cards will be faster and more secure than ever.


Setup is simple with Wallet.

Wallet already stores your boarding passes, tickets and more. With Apple Pay, it can store your eligible credit cards, debit cards and charge cards too. To get started, you can add the credit or debit card from your iTunes account to Wallet simply by entering the card security code.

Add more eligible cards on iPhone within the Wallet app. Just tap the plus sign and follow the onscreen instructions. On iPad, start by opening Settings, tap “Wallet & Apple Pay”, then tap “Add Credit or Debit Card”. For Apple Watch, open the Watch app on your iPhone, tap “Wallet & Apple Pay”, then tap “Add Credit or Debit Card”.

The safer way to pay. With your fingerprint.

Every time you hand over your credit or debit card to pay, your card number and identity are visible, and swiping your card triggers an exchange of information. With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element, a dedicated chip in iPhone, iPad and Apple Watch. When you make a purchase, the Device Account Number, along with a transaction-specific dynamic security code, is used to process your payment. So your actual credit and debit card numbers are never shared by Apple with merchants or transmitted with payment. And unlike credit cards, on iPhone and iPad every payment requires Touch ID or a passcode, and Apple Watch must be unlocked — so only you can make payments from your device.

Protect your accounts.
Even if you lose your device.

If your iPhone or iPad is ever lost or stolen, you can use Find My iPhone to quickly put your device in Lost Mode to suspend Apple Pay, or you can wipe your device clean completely.

You can also stop the ability to make payments from credit and debit cards on your iPhone, iPad or Apple Watch with iCloud. Just log in to and click Settings.

Keep your purchases private.

Apple doesn’t save your transaction information. With Apple Pay, your payments are private. Apple Pay doesn’t store the details of your transactions, so they can’t be tied back to you. Your most recent purchases are kept in Wallet for your convenience, but that’s as far as it goes.

Leave your cards in your pocket. Since you don’t have to show your credit or debit card, you never reveal your name, card number or security code to the cashier when you pay in a store. This additional layer of privacy helps ensure that your information stays where it belongs. With you.

Your credit cards. With all the same benefits.

Apple Pay works with American Express‑issued credit and charge cards, ANZ‑issued Visa credit and debit cards, and ANZ‑issued American Express cards. Just add your participating cards to Wallet and you’ll continue to get all the rewards, benefits and security.

American Express
Coming Soon

Participating banks.

Use your debit and credit cards from these financial institutions.*

American Express

It’s easy to reap the rewards.

Soon you will be able to add your favourite store credit cards and rewards cards to Wallet — and use them to make purchases and redeem rewards with Apple Pay.

Use Apple Pay everywhere you can make contactless payments with your eligible cards.

Apple Pay is accepted in supermarkets, boutiques, restaurants, hotels and so many places you already enjoy. And soon you’ll be able to use Apple Pay to pay in some of the most popular apps in the App Store.

Use Apple Pay anywhere you can make contactless payments with your eligible cards — look for one of these symbols at check‑out.

Get your business ready for Apple Pay.

Accepting Apple Pay is easy.
Apple Pay is easy to set up and gives your customers a simple and secure way to pay with the devices they use every day. If you already accept the eligible cards, simply contact your payment provider to start accepting Apple Pay. Visit About Apple Pay for merchants to get more information, or contact merchant support.

Let your customers know you accept Apple Pay.
It’s easy to let your customers know you accept Apple Pay. Download the Apple Pay mark to use within emails, on your terminal screen and on your website. Order Apple Pay decals to put on your store window and register.

Apple Pay is compatible with these devices.

Products In Apps In Stores
Apple Watch