SSD or traditional hard drive on Macbook Pro

I am new to Mac and just bought the Mac book Pro i7 with 750 GB this week. I am thinking I should trade it in for the new solid state hard drive . I would either get the
Macbook pro with retina - i5 for 1499

would I need to upgrade to an i7? or should I splurge for the



Macbook pro with retina - i5 for 1699 with the 256GB

I am a student and a teacher, I have researched these a lot and need some ideas before my 14 days runs out. I don't have a lot of data but heard you can't upgrade. Am I missing any big benefits of the solid state and retina?

Thanks

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