This document briefly summarises your insurance coverage with AppleCare+.  This document does not contain the full terms of AppleCare+; complete coverage details can be found in the AppleCare+ Terms & Conditions.  If you choose to purchase AppleCare+, it is important that you read and keep this document and the AppleCare+ Terms & Conditions as they contain everything you need to know.  You should review your coverage periodically to ensure that it meets your needs.

Product Summary

AppleCare+ is an insurance policy provided by the Ireland Branch of AIG Europe Limited (“AIG”). AppleCare+ provides you with:

(1) up to three years of repair or replacement coverage for your Apple Watch Edition and your Apple Watch Hermès including:

• up to two valid claims of accidental damage, each subject to a policy excess of €75 for Apple Watch Edition or €75 for Apple Watch Hermès 
• failure of the battery to hold an electrical charge of eighty per cent (80%) or more from its original specification, and

(2) access to Apple telephone technical support if your Apple Watch Edition or your Apple Watch Hermès ceases to work correctly.

Premium

The premium for AppleCare+ is €129 for Apple Watch Edition and €129 for Apple Watch Hermès inclusive of applicable taxes, details of which are in the AppleCare+ Terms & Conditions.

Period of Insurance

Your AppleCare+ hardware coverage only starts on the date you purchase AppleCare+. This means that if you buy AppleCare+ up to 60 days after you purchase or begin to lease your Apple Watch Edition or your Apple Watch Hermès, you will only receive hardware coverage from that date. The technical support coverage starts on expiry of the complimentary technical supportcover provided by the manufacturer, which starts on the date you purchase or begin to lease your Apple Watch Edition or your Apple Watch Hermès. Both types of coverage end 36 months from the date you purchased or began to lease your Apple Watch Edition or your Apple Watch Hermès (and not the date you purchased AppleCare+), as shown in your Proof of Coverage certificate or sales receipt. 

Your AppleCare+ coverage may end earlier if you have exercised your right to cancel. If you are no longer eligible to make a claim for accidental damage, your hardware coverage for battery depletion and telephone technical support will continue for 36 months from the date of purchase or lease of your Apple Watch Edition or your Apple Watch Hermès.

Cancellation

• Policies where you pay your premium upfront

You may cancel AppleCare+ at any time. If you have not made any claims and you cancel within 30 days of purchasing AppleCare+, you will receive a full refund. If you have not made any claims and cancel after this 30-day period you will receive a pro-rata refund depending on how long you have had AppleCare+. If you have already made a valid claim under your policy, then whenever you cancel we may deduct from any refund the value of the benefit you received which may result in no refund being due to you. Any refund due may be net of any taxes.

• Policies where you pay your premium under a payment plan agreement

Where you have agreed to pay the premium in instalments, if you have not made any claims and you cancel within 30 days of purchasing AppleCare+, you will receive a full refund of any instalment payments you have made. If you cancel after this 30-day period, you will not be entitled to a refund of any of the instalment payments. 

Where you pay the premium by instalments and you have not paid your instalment arrears by the date requested, the Apple authorised reseller may request that AIG cancel your policy. AIG will cancel your policy with immediate effect on receipt of such a request.

Where you fail to pay any instalments by the date due and you are in arrears under the payment plan agreement, you will not be entitled to receive hardware coverage or technical support in respect of your your Apple Watch Edition or your Apple Watch Hermès until you pay the instalment arrears in full.

Any unearned premium arising from such a cancellation, and which would otherwise be refundable to you, may be paid directly on your behalf to the Apple authorised reseller and will be credited by the Apple authorised reseller towards your accrued arrears under that agreement.

Making a claim

To make a claim, call Apple (local number available at www.apple.com/ie/support/contact). If you are making a claim for hardware coverage you can also make a claim by visiting an Apple retail store or an Apple Authorised Service Provider. You must make your claim as soon as possible after the problem has occurred.

Please retain your original sales receipt and/or your Proof of Coverage certificate as you may be required to provide proof of purchase to confirm the eligibility of your Apple Watch Edition or your Apple Watch Hermès for coverage under AppleCare+. For full details about making a claim please see the AppleCare+ Terms and Conditions.

Complaints

AIG and Apple believe you deserve a courteous, fair and prompt service. AIG have asked Apple to deal with claim and underwriting complaints on its behalf to ensure you have one point of contact on all matters. If there is any occasion when the service you receive does not meet your expectations, please contact Apple using the appropriate contact details below quoting the device serial number:

If you are still not satisfied with the outcome of your complaint, you may be entitled to refer it to one of the following Ombudsman who will review your case. Apple will provide details of how to do this at the conclusion of the complaint process. 

Following this complaint procedure does not affect your right to take legal action. For full details about making a complaint please see your AppleCare+ Terms and Conditions.

About AIG

This insurance is underwritten exclusively by AIG Europe Limited registered in England with company number 1486260, and which has its registered office at The AIG Building, 58 Fenchurch Street, London, EC3M 4AB, United Kingdom. AIG Europe Limited Ireland Branch has its registered branch office at 30 North Wall Quay, International Financial Services Centre, Dublin 1, Ireland (Branch Registration Number: 906664). AIG Europe Limited is authorised by the Prudential Regulation Authority of the United Kingdom, and is regulated by the Central Bank of Ireland for conduct of business rules.

Compensation

As a regulated entity, AIG is covered by the Financial Services Compensation Scheme (the “FSCS”). You may be entitled to compensation from the FSCS if AIG is unable to meet its obligations. For further details about the FSCS please refer to the AppleCare+ Terms & Conditions. 

070116 AC+ for Edition Ireland KFD v1.2

This document briefly summarises your insurance coverage with AppleCare+.  This document does not contain the full terms of AppleCare+; complete coverage details can be found in the AppleCare+ Terms & Conditions.  If you choose to purchase AppleCare+, it is important that you read and keep this document and the AppleCare+ Terms & Conditions as they contain everything you need to know.  You should review your coverage periodically to ensure that it meets your needs.

Product Summary

AppleCare+ is an insurance policy provided by the Ireland Branch of AIG Europe Limited (“AIG”).  AppleCare+ provides you with:

(1)      up to three years of repair or replacement coverage for your Apple Watch Edition including:

·     up to two valid claims of accidental damage, each subject to a policy excess of €950 for Apple Watch Edition

·     failure of the battery to hold an electrical charge of eighty per cent (80%) or more from its original specification, and

(2)      access to Apple telephone technical support if your Apple Watch Edition ceases to work correctly.

Significant Features, Conditions and Exclusions

AppleCare+ coverage is subject to certain terms, conditions and limitations.  A summary of these is shown below.  Please read your AppleCare+ Terms & Conditions for full details.

·       AppleCare+ is only available to Irish residents aged 18 or over (see clause 6.2.4).

·       AppleCare+ does not cover your Apple Watch Edition for loss or theft, wear and tear, or for cosmetic damage which does not affect the functioning of the device (see clause 5.1).

·       AppleCare+ does not cover you for failures due to defects in design, materials or workmanship.  Such failures will be covered by your rights under consumer law or by Apple’s Two-Year Limited Warranty  or by Apple itself during the same period as the AppleCare+ Coverage Period even if you did not purchase your Apple product from Apple (see clause 5.1.9).

·       AppleCare+ is limited to two valid claims for accidental damage (see clause 4.5).

·       A policy excess of €950 for Apple Watch Edition will be payable each time you make an accidental damage claim in Ireland.  If you make a claim in a different country, the policy excess varies (see clause 4.4).

Premium

The premium for AppleCare+ is €2000 for Apple Watch Edition inclusive of applicable taxes, details of which are in the AppleCare+ Terms & Conditions.

Period of Insurance

Your AppleCare+ hardware coverage only starts on the date you purchase AppleCare+.  This means that if you buy AppleCare+ up to 60 days after you purchase your Apple Watch Edition, you will only receive hardware coverage from that date.  The technical support coverage starts on expiry of the complimentary technical supportcover provided by the manufacturer, which starts on the date you purchase your Apple Watch Edition.  Both types of coverage end 36 months from the date you purchased your Apple Watch Edition (and not the date you purchased AppleCare+), as shown in your Proof of Coverage certificate or sales receipt.

Your AppleCare+ coverage may end earlier if you have exercised your right to cancel.  If you are no longer eligible to make a claim for accidental damage, your hardware coverage for battery depletion and telephone technical support will continue for 36 months from the date of purchase of your Apple Watch Edition.

Cancellation

You may cancel AppleCare+ at any time.  To receive any refund you must provide your original sales receipt and/or your POC certificate.  If you cancel your policy within thirty (30) days, you will receive a refund of the whole premium you paid, or if you cancel more than thirty (30) days after the policy purchase date, you will you will receive a refund of the proportion of the premium you paid depending on the remaining portion of the coverage period.  If you have already made a valid claim under your policy, then whenever you cancel AIG may deduct from any refund the value of the benefit you received, which may result in no refund of premium being due to you.  Any refund due may be net of any taxes.

Making a claim

To make a claim, call Apple on (+353) 1850 924 191.  If you are making a claim for hardware coverage you can also make a claim by visiting an Apple retail store or an Apple Authorised Service Provider.  You must make your claim as soon as possible after the problem has occurred.

Please retain your original sales receipt and/or your Proof of Cover certificate as you may be required to provide proof of purchase to confirm the eligibility of your Apple Watch Edition for coverage under AppleCare+.  For full details about making a claim please see the AppleCare+ Terms and Conditions.

Complaints

AIG and Apple believe you deserve a courteous, fair and prompt service.  AIG have asked Apple to deal with claim and underwriting complaints on its behalf to ensure you have one point of contact on all matters.  If there is any occasion when the service you receive does not meet your expectations, please contact Apple using the appropriate contact details below quoting the device serial number:

Write to:                    Apple Customer Support,   

Hollyhill Industrial Estate,

Hollyhill, Cork,

Republic of Ireland

Telephone:              (+353) 1850 924 191            

Online:                      Via Contact Apple Support at www.apple.com/support/contact

By Facsimile:           +353 (0)21 428 3917

If you are still not satisfied with the outcome of your complaint, you may be entitled to refer it to one of the following Ombudsman who will review your case.  Apple will provide details of how to do this at the conclusion of the complaint process.

Address: The Republic of Ireland Financial Services Ombudsman

9SR 3rd Floor

Lincoln House

Lincoln Place

Dublin 2

By Telephone: 1890 88 20 90 or +353 16620899

By Email: enquiries@financialombudsman.ie

Following this complaint procedure does not affect your right to take legal action.  For full details about making a complaint please see your AppleCare+ Terms and Conditions.

About AIG

This insurance is underwritten exclusively by AIG Europe Limited registered in England with company number 1486260, and which has its registered office at The AIG Building, 58 Fenchurch Street, London, EC3M 4AB, United Kingdom.  AIG Europe Limited Ireland Branch has its registered branch office at 30 North Wall Quay, International Financial Services Centre, Dublin 1, Ireland (Branch Registration Number: 906664).  AIG Europe Limited is authorised by the Prudential Regulation Authority of the United Kingdom, and is regulated by the Central Bank of Ireland for conduct of business rules.

Compensation

As a regulated entity, AIG is covered by the Financial Services Compensation Scheme (the “FSCS”).  You may be entitled to compensation from the FSCS if AIG is unable to meet its obligations.  For further details about the FSCS please refer to the AppleCare+ Terms & Conditions.

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