Apple Pay Later Legal

Apple Pay Later is an installment loan program offered by Apple Financing LLC (“Apple Financing”), a wholly owned subsidiary of Apple Inc.  Please see below for more information regarding Apple Pay Later. 

Program Terms with Recurring Payment and Consumer Report Authorization

Terms and conditions applicable to Apple Pay Later, including authorization for consumer reports and recurring payments. 

Review the Program Terms

Apple Financing Privacy Notice

Apple Financing is committed to your privacy. Read the Apple Financing privacy notice for a clear explanation of how we collect, use, disclose, transfer, and store your information.

Review Apple Financing Privacy Notice

Electronic Communications Agreement

Terms that apply to receiving electronic communications from Apple Financing. 

Review Electronic Communications Agreement

License Information

Learn about the licenses that Apple Financing maintains and the agencies that regulate us. 

View License Information

  • Apple Pay Later Support

  • Legal Notices