Apple Pay

Here to pay.

Apple Pay is the one way to pay. It replaces your
physical cards
and cash with an easier, safer, more
secure and private payment method — whether you’re
in a store, on a website or in an app.
It’s money, made modern.

Add a card

Fast and easy alternative

to cards
and cash.

Privacy and security
built in.

Accepted on a
growing number of websites and apps.

Check-out is easier
online with Apple Pay.

It’s ready
and set.
Just go.

Set up in seconds. Apple Pay is simple to set up. Just add your eligible credit or debit card to the Wallet app on your iPhone and you’re ready to go. You still get all your card’s rewards and benefits — so you won’t miss out on any hard-earned points or miles.

How to add a card

Apple Pay is already on your device. Apple Pay is built into iPhone, Apple Watch, Mac and iPad. No separate app to download. No complicated processes to complete. No hassles.

A fast and easy way to pay for public transport throughout Sydney and surrounds within the Opal network. With Express Mode, you don’t need to authenticate your payment with Face ID or Touch ID.* So paying on metro trains, buses, ferries and more is quick and easy. Simply tap your iPhone or Apple Watch on the card reader and go.

Learn more about using Apple Pay on public transport

Easy.
Does it all.

Grab a from the
local café. Pay
for your trip.
Order a new online.
Have delivered.

Subscribe to .
Get

from a
vending machine.

And from the

supermarket.
Just look

for
or when
you check out.

At stores and more. Apple Pay works anywhere that accepts contactless payments — from vending machines and supermarkets to taxis and train stations.

In apps and on participating websites. Use Apple Pay for purchases in Safari on your iPhone, iPad or Mac. You can skip the lengthy check-out forms and pay with just a touch or a glance. Or use Apple Pay to subscribe to services like Apple Music, Apple News+ and Apple TV+, buy apps and games on the App Store, and upgrade your iCloud storage.

Learn where to use Apple Pay

Safe and
sound.

And secure.

Personal data. Protected. When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on Apple servers. And when you pay, your card numbers are never shared by Apple with merchants.

Your purchases stay private. When you pay with a debit or credit card, Apple Pay doesn’t keep transaction information that can be tied back to you.

Tap more. Touch less. Apple Pay works straight from your device, helping you avoid touching buttons and terminals, handling cards and exchanging cash. So you keep your hands clean and are less likely to pick up — and spread — germs.

Get started
with
Apple Pay.

In case you
missed anything.

You can use Apple Pay to make purchases in stores, on participating websites and in apps. It’s widely accepted, simple, safe, secure and private.
Apple Pay is safer than using a physical credit, debit or prepaid card. Face ID, Touch ID or your passcode is required for purchases on your iPhone, Apple Watch, Mac or iPad. Your card number and identity aren’t shared with merchants, and your actual card numbers aren’t stored on your device or on Apple servers.

When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorise to fulfil your order — such as your name, email address, and billing and shipping addresses.

When you pay with a debit or credit card, Apple doesn’t keep transaction information that can be tied back to you.
- Learn more about Apple Pay security and privacy
It’s simple. Just add an eligible credit, debit or prepaid card to the Wallet app on your iPhone. And remember to add your cards to any other Apple devices you want to use with Apple Pay. It works on iPhone, Apple Watch, Mac and iPad.
- Add a card
Apple Pay works with major credit and debit cards from banks around the world, with more added all the time. You can see all the banks that support Apple Pay here. If your card does not yet support Apple Pay, contact your bank for more information.
No. Apple does not charge any fees when you use Apple Pay — in stores, online or in apps.
Apple Pay works in countries and regions that support contactless payments. Confirm with your bank, and ask about any fees they may charge for overseas usage.
If your business already accepts credit and debit cards, simply contact your payment provider
to start accepting Apple Pay. If you want to accept Apple Pay on your website or in your app,
visit Apple Pay for developers.
With Tap to Pay on iPhone, you can use an iPhone to accept contactless payments through an app supported by any of the participating payment service providers. No extra terminal or hardware is required.¹ If you already have a payment terminal, contact your payment service provider to find out if it accepts contactless payments.
Tap to Pay on iPhone allows merchants to accept contactless payments that require customers to securely enter a PIN to confirm the payment.

Customers can be automatically prompted to enter a PIN when they tap their card for transactions over $200 for most banks.

Merchants can also enable accessibility mode for PIN entry if a customer requires it, by tapping “Accessibility Options” on the PIN screen. With accessibility mode turned on, the merchant’s iPhone reads the PIN entry instructions aloud for the customer. The customer receives verbal tutorial on how to enter PIN through tapping, and audio prompts to confirm interaction.
Download the Apple Pay mark to use within email, on your terminal screen, on your website and in your app. You can also order Apple Pay decals to put on your storefront window and register.