Get 0% interest for 24 Months

Available from Gem on participating credit cards.
New customers must apply and be approved for a Gem Visa credit card.
On purchases over $600. Monthly payments required. footnote *
Already have one of the cards shown below?

Call 0800-692-7753 or Chat now(Opens in a new window) to place order.

Apply now

Partner

  • 0% instalments are available with -

Eligible credit cards

  • Eligible credit cards are as follows -

0% Offers

  • 0% interest 6 months ($250 to $299)
  • 0% interest 12 months ($300 to $599)
  • 0% interest 24 months ($600 and over)

Monthly payment required.Footnote*

Important Information

  • For Gem Visa, a $55 establishment fee and $55 annual fee (charged $27.50 half yearly) applies with a prevailing interest rate of 29.49% p.a. after any interest free period ends.Footnote*
  • For Gem CreditLine, a $55 annual fee (charged $27.50 half yearly) applies with a prevailing interest rate of 29.95% p.a. after any interest free period ends.Footnote*
  • For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at gemfinance.co.nz.

How it works.

Already have a credit card?

Simply call 0800-692-7753 or Chat now(Opens in a new window) to place order.

Apply Now.

Apply now for the Gem Visa.

Shop at Apple.

You can shop instantly at the Apple Online Store (via Telesales).

Important.

To qualify for 0% interest offers you must call Apple (0800-692-7753) to place order.

Questions?

Learn more about Gem Visa. Call us at 0800-692-7753 or Chat now.(Opens in a new window)

Get help buying

Have a question? Call a Specialist or chat online.
Call 0800-692-7753.

Contact us(Opens in a new window)