Get 0% interest for 24 Months

Available from Gem on participating credit cards.
New customers must apply and be approved for a Gem Visa credit card.
On purchases over $600. Monthly payments required. footnote *
Already have one of the cards shown below?

Call 0800-692-7753 or Chat now (Opens in a new window) to place order.

Apply now

Partner

0% instalments are available with -

Eligible credit cards

Eligible credit cards are as follows -

0% Offers

0% interest 6 months ($250 to $299)
0% interest 12 months ($300 to $599)
0% interest 24 months ($600 and over)

Monthly payment required.Footnote*

Important Information

For Gem Visa, a $55 establishment fee and $55 annual fee (charged $27.50 half yearly) applies with a prevailing interest rate of 28.99% p.a. after any interest free period ends.Footnote*
For Gem CreditLine, a $55 annual fee (charged $27.50 half yearly) applies with a prevailing interest rate of 29.95% p.a. after any interest free period ends.Footnote*
For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at gemfinance.co.nz.

How it works.

Already have a credit card?

Simply call 0800-692-7753 or Chat now (Opens in a new window) to place order.

Apply Now.

Apply now for the Gem Visa.

Shop at Apple.

You can shop instantly at the Apple Online Store (via Telesales).

Important.

To qualify for 0% interest offers you must call Apple (0800-692-7753) to place order.

Questions?

Learn more about Gem Visa. Call us at 0800-692-7753 or Chat now. (Opens in a new window)

Get help buying

Have a question? Call a Specialist or chat online.
Call 0800-692-7753.

Prices include GST and delivery charges (unless otherwise indicated).

* Conditions of 6, 12 and 24 Months Interest Free

Interest free finance for 6, 12 and 24 months is available to approved customers where the amount financed is $250 to $299 for 6 months, $300 to $599 for 12 months and over $600 for 24 months. Purchases must be made at the Apple Online Store (via Telesales, 0800-692-7753 or Chat). Apple reserves the right to extend without notice at any time.

General Terms and Conditions

To qualify for these 0% interest offers, purchases must be made using a Gem Visa or Gem CreditLine card issued by Latitude Financial Services Limited. 0% interest offers available on advertised or ticketed price. Credit and lending criteria and fees apply. For 12 & 24 months of Instalment Interest Free with Gem Visa or Gem CreditLine as an Instalment Plan Advance/CreditLine Select Advance. Amount payable will be shown on your monthly statement. If you don’t make your minimum monthly payment as provided in your statement, for two consecutive months, you agree that all Instalment Interest Free plans will change to an Interest Free plan for the remainder of the original plan’s term. For Gem Visa, a $55 establishment fee and $55 annual fee (charged $27.50 half yearly) apply. For Gem CreditLine, a $55 annual fee (charged $27.50 half yearly) applies. A prevailing interest rate of 28.99% p.a. applies to Gem Visa and 29.95% p.a. applies to Gem CreditLine. Interest will be charged on any outstanding balance upon the expiry of the interest-free period. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Available on participating Gem Visa or Gem CreditLine credit cards only. Credit provided by Latitude Financial Services Limited. See terms & conditions for more information. For further information on your Gem Visa or Gem CreditLine account, please call 0800 500 505 or go to the Online Service Centre.

Orders must be placed with the Online Store (via Telesales, 0800-692-7753 or Chat) and paid for using a Gem Visa or Gem CreditLine credit card. If you made your purchase from Online Store (via Telesales, 0800-692-7753 or Chat) using a Gem Visa or Gem CreditLine credit card the delivery date in your order confirmation may not apply. Once your application is approved, and purchase completed, the full order value will reflect on your statement and billing cycles commence, you will receive an email notification with the updated delivery date.

This information is current as of 28 November, 2023.