Set up Apple Pay in seconds. Learn how

Apple Pay

Pay the Apple way.

Add a card

Fast and easy

to cards
and cash.

Privacy and security
built in.

Accepted on millions
of websites and apps.

Checkout is easier
online with Apple Pay.

It’s ready
and set.
Just go.

Set up in seconds. Apple Pay is simple to set up. Just add your credit or debit card to the Wallet app on your iPhone and you’re ready to go. You still get all your card’s rewards and benefits — so you won’t miss out on any hard-earned points or miles.

How to set up Apple Pay

Apple Pay is already on your device. Apple Pay is built into iPhone, Apple Watch, Mac and iPad. No separate app to download. No complicated processes to complete. No hassles.

An easier way to pay for public transport in the UK. With Express Mode, you don’t need to authenticate your payment with Face ID or Touch ID. So paying on trains, buses, trams and more is quick and easy. Simply tap your iPhone or Apple Watch on the card reader and go.


Check balances across multiple cards. Now you can view your debit card balance before checking out with Apple Pay, online or in an app.1 All you have to do is connect your account to the eligible cards you use for Apple Pay. Once your debit and credit cards are connected, it’s easy to access your important account information, including up to two years of transaction history, your available credit and more — all in Wallet.2

Does it all.

Grab from the
corner cafe. Load
up your app.
Order a new online.
Have delivered.

Subscribe to .

from a
vending machine.

And from the

Just look

or when
you check out.

At stores and more. Apple Pay is widely accepted, so you can most likely use it wherever and however you want. If you’re not sure, just ask. Apple Pay works anywhere that takes contactless payments — from vending machines and supermarkets to taxis and train stations.

Learn how to pay in stores with iPhone

In apps and online. Use Apple Pay for purchases in Safari on your iPhone, iPad or Mac. You can skip the lengthy checkout forms and pay with just a touch or a glance. Or use Apple Pay to subscribe to services like Apple Music, Apple News+ and Apple TV+, buy apps and games on the App Store, and upgrade your iCloud storage.

Learn how to pay online using Touch ID

Safe and
And secure.

Personal data. Protected. When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on Apple servers. And when you pay, your card numbers are never shared by Apple with merchants. If you prefer not to share your email address with merchants when paying online, you can use Hide My Email to generate unique, random email addresses that automatically forward to your personal inbox.

Your purchases stay private. When you pay with a debit or credit card, Apple Pay doesn’t keep transaction information that can be tied back to you.

Tap more. Touch less. Apple Pay works right from your device, helping you avoid touching buttons and terminals, handling cards, and exchanging cash. Every purchase requires Face ID, Touch ID, or a passcode — helping to keep your security in your hands.

Questions? Answers.

  • You can use Apple Pay to make purchases in shops, on websites and in apps. It’s widely accepted, simple, safe, secure and private.

  • Apple Pay is safer than using a physical credit, debit or pre-paid card. Face ID, Touch ID or your passcode are required for purchases on your iPhone, Apple Watch, Mac or iPad. Your card number and identity aren’t shared with merchants, and your actual card numbers aren’t stored on your device or on Apple servers.

    When you pay in shops, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorise to fulfil your order — such as your name, email address, and billing and shipping addresses.

    When you pay with a debit or credit card, Apple Pay doesn’t keep transaction information that can be tied back to you.

  • It’s simple. Just add a credit, debit or pre-paid card to the Wallet app on your iPhone. And remember to add your cards to any other Apple devices you want to use with Apple Pay. It works on iPhone, Apple Watch, Mac and iPad. If you upgrade to a new iPhone, you can automatically transfer your cards to the new device in one easy step.

  • Apple Pay works with major credit and debit cards from banks around the world, with more added all the time. You can see all the banks that support Apple Pay here. If your card does not yet support Apple Pay, contact your bank for more information.

  • To connect an eligible account, you must first add your card in the Wallet app. Then open Wallet, select your card, tap the more button and select Card Details. Next, tap Get Account Balance & Activity and follow the steps onscreen.

  • No. Apple does not charge any fees when you use Apple Pay — in shops, online or in apps.

  • Apple Pay works in countries and regions that support contactless payments. Confirm with your bank, and ask about any fees they may charge for overseas usage.

  • If your business already accepts credit and debit cards, simply contact your payment provider
    to start accepting Apple Pay. If you want to accept Apple Pay on your website or in your app,
    visit Apple Pay for developers.

  • With Tap to Pay on iPhone, you can use an iPhone to accept contactless payments through an app supported by any of the participating payment service providers. No extra terminal or hardware is required.3 If you already have a payment terminal, contact your payment service provider to find out if it accepts contactless payments.

  • Download the Apple Pay mark to use within email, on your terminal screen, on your website and in your app. You can also order Apple Pay decals to put on your shopfront window and at checkout.


All your credit and debit cards,
travel cards, boarding passes
and more. All in one place.

Learn more