The easy way to upgrade to the latest iPhone. From £38.95/month.¹

  • Get a new iPhone every year
  • Low monthly payments at 0% APR
  • iPhone protection with AppleCare+
  • SIM-free — choose your network provider

iPhone 12 mini and iPhone 12 Pro Max are available at Apple Stores in the UK from 13.11

iPhone 12 Pro Max and iPhone 12 Pro

iPhone 12 and iPhone 12 mini

Exclusively available at UK Apple Stores.

Representative example:

£848 purchase over 20 monthly payments at 0% p.a. (fixed) would cost £38.95 per month. £69 upfront payment required. Total cost of credit £0. Total amount of credit £779.

Learn more about iPhone Payments

Programme available for iPhone 12, iPhone 12 mini, iPhone 12 Pro and iPhone 12 Pro Max. Requires a 20-month instalment agreement.¹

Getting the latest iPhone has never been easier.

With the iPhone Upgrade Programme, you no longer need to wait for your network contract to end to change your phone. After 11 payments, you’re eligible to upgrade to a new iPhone. Simply trade in your current iPhone and start the programme again with your new choice of model, colour and storage capacity.²

Join the programme.

Reserve your new iPhone online for pickup at an Apple Store near you, where one of our Specialists will help you enrol in the programme.

Upgrade to the latest iPhone.

As an existing member of the iPhone Upgrade Programme, you can easily upgrade to a new iPhone. Check whether you are eligible to upgrade today and reserve your new iPhone online or using the Apple Store app. Then visit an Apple Store to trade in your current iPhone and start a loan agreement for your new iPhone. It’s that easy.

Low monthly payments.

With the iPhone Upgrade Programme, you don’t have to pay for your new iPhone all at once. You just pay £69 on the day of purchase and spread the remaining cost of your new iPhone and AppleCare+ over 20 months with 0% interest. And you can upgrade once you’ve made 11 payments.¹

iPhone 12 mini

64GB

£38.95 per month

128GB

£41.45 per month

256GB

£46.45 per month

iPhone 12

64GB

£43.95 per month

128GB

£46.45 per month

256GB

£51.45 per month

iPhone 12 Pro

128GB

£56.45 per month

256GB

£61.45 per month

512GB

£71.45 per month

iPhone 12 Pro Max

128GB

£61.45 per month

256GB

£66.45 per month

512GB

£76.45 per month

Representative example:
£848 purchase over 20 monthly payments at 0% p.a. (fixed) would cost £38.95 per month. £69 upfront payment required. Total cost of credit £0. Total amount of credit £779.

You can also choose to make low monthly payments without AppleCare+.
Learn more about iPhone Payments

The iPhone Upgrade Programme is financed through:

Subject to eligibility.

Works with any network provider. And any tariff.

You’re buying directly from Apple, so you aren’t tied to a single provider and a multi-year service contract. You can choose the network and tariff that are right for you. Once your new iPhone is activated, it remains unlocked, which means you can use it with any network that provides service for iPhone.

AppleCare+ means you’re covered.

With AppleCare+ included, you get up to two years of hardware repairs, software support, and coverage for up to two incidents of accidental damage, each subject to an excess fee of £25 for screen replacement or £79 for any other damage. AppleCare+ for iPhone 12 is £149, for iPhone 12 mini is £149, for iPhone 12 Pro is £199 and for iPhone 12 Pro Max is £199, when sold separately.³

The iPhone Upgrade Programme is available only at an Apple Store.

Here’s what you’ll need to bring.

Your personal information and bank details.

You will be asked to provide your date of birth, employment details, and UK home address(es) from the last three years for a credit check. You will also need your bank account number and sort code to set up a direct debit.

A valid photo ID.

Make sure you bring along your UK driving licence, or your passport and debit card.

Your current mobile phone.

If you’re upgrading from another iPhone, remember to back up your data to your computer or iCloud. You’ll also want to take note of your Apple ID. If you’re upgrading to your first iPhone, one of our Specialists can help you transfer all your data with the Move to iOS app.

More ways to buy the latest iPhone.

You can pay in full or spread the cost in monthly payments. And you can trade in your current iPhone to lower the cost of your new one.

Learn more about other ways to buy iPhone

Still have questions? or call 0800 048 0408.

  • The iPhone Upgrade Programme gives you the option to get a new iPhone every year and includes AppleCare+.
  • Yes. If you sign up for the iPhone Upgrade Programme at an Apple Store, the trade-in credit will be applied to your debit or credit card. You can estimate the value of your smartphone here.

  • If you purchased your iPhone within the last 14 days, you can return it by visiting an Apple Store. One of our Specialists will help you enrol in the programme with your new iPhone.
  • Your monthly payments cover the full cost of iPhone and AppleCare+ minus the £69 upfront payment on the day of purchase.
  • Yes. The iPhone Upgrade Programme does not include a data plan. If you have an existing plan, one of our Specialists can help you activate your iPhone. However, your phone remains unlocked, so you can use it with other network providers in the future.
  • Yes. You can purchase your iPhone with the iPhone Upgrade Programme even if you have an existing contract with a network provider. However, you are still responsible for honouring any existing commitments with your provider.
  • Yes. You can purchase the latest iPhone on the iPhone Upgrade Programme for someone else. However, the person making the purchase is responsible for the loan, and any communication regarding the programme or the loan will be sent to them.
  • Yes. When you buy iPhone using the iPhone Upgrade Programme, you can activate it later on.
  • Yes. You can pay off the balance of your loan at any time by contacting Barclays. By paying off the balance of your loan in full, you will no longer be eligible to upgrade, but you can apply to start a new programme at any time with your new choice of model.
  • You’re under no obligation to upgrade after 11 monthly payments.

    See full terms and conditions for the iPhone Upgrade Programme

  • Yes. When you upgrade, your existing programme ends and you simply begin a new one.
  • Availability for the new iPhone is on a first-come, first-served basis. To ensure you get your preferred iPhone as quickly as possible, we recommend you complete your upgrade as soon as pre-order begins. iPhone availability is determined at the time of order placement and is subject to supply availability at that moment in time.
  • Yes, but first you’ll need to make sure that each device is eligible for an upgrade. You can check the upgrade eligibility for all your devices in the programme using the eligibility checker. You’ll need to complete the Reservation process for each iPhone in the programme separately.
  • Yes. Once you upgrade to your new iPhone at an Apple Store, we’ll close the loan associated with your current iPhone and the payments for your new iPhone will begin.
  • Yes. Make an early upgrade payment equivalent to the loan balance up to 11 monthly payments when you upgrade at an Apple Store.
  • Yes. As part of enrolling in a new programme for your new iPhone, you will be required to have a credit check when you upgrade at an Apple Store.
  • After 20 payments, your iPhone Upgrade Programme contract is complete. You can rejoin the iPhone Upgrade Programme by visiting an Apple Store.
  • You can upgrade anytime as long as you’ve made the equivalent of at least 11 payments. If you have to pay an additional amount to meet your 11 payments, you can do it when you upgrade at an Apple Store.
  • To discuss any issues regarding your eligibility, please contact Apple on 0800 048 0408.
  • No. We’ll close the loan for you when you upgrade through the iPhone Upgrade Programme. If you haven’t made 11 monthly payments, we can take the early upgrade payment in-store when you pick up your new iPhone.
  • If you’ve previously replaced your iPhone, please visit checkcoverage.apple.com to see whether your replacement iPhone is covered by AppleCare+. If it’s not, contact Apple Support on 0800 048 0408. They can help you transfer the coverage to your current iPhone before picking up your new device at an Apple Store.
  • Your iPhone should be in good working condition at the time of upgrade. If your iPhone has screen damage, we’ll do our best to help you when you visit the store. If your iPhone has any other damage, visit getsupport.apple.com to book an appointment to get it repaired before you upgrade.
  • Yes. Ask a Specialist for more information. If you choose a different form of payment, you will be responsible for paying the remaining balance of your iPhone Upgrade Programme loan.
  • When you complete the iPhone trade-in process, we’ll cancel the associated AppleCare+ coverage. Your new AppleCare+ coverage will be registered to your new iPhone from the day you purchase it.
  • Yes. The person who upgrades your iPhone will be responsible for starting a new iPhone Upgrade Programme loan agreement.
  • You’re under no obligation to upgrade after 11 monthly payments.

    See full terms and conditions for the iPhone Upgrade Programme