Financing and Credit

Buy the way that’s right for you.

Pay for the products you love monthly and interest-free when you choose to check out with Apple Card Monthly Installments.¹ You’ll get 3% Daily Cash back every time. And if you’re buying a new iPhone, you can also pay monthly with your carrier and take advantage of special offers.

Get 3% Daily Cash back when you buy from Apple.

Apple Card is a different kind of credit card. It helps you stay on top of your spending. Encourages you to pay less interest. Gives you Daily Cash back on every purchase. And eliminates fees.¹

Buying with Apple Card gives you all these great benefits, too.

Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% when you use Apple Card with Apple Pay.
No annual, international, late, or hidden fees.²
The privacy and security you expect from iPhone.
An Apple-designed titanium card that can be used anywhere Mastercard is accepted.
See if you’re approved without impacting your credit score.³

Apply in no time and start using it right away — on any purchase.⁴

You need an iPhone 6 or later with the latest version of iOS.

Small-business financing

Get the Apple products you need with financing options that work for you.

Learn more

Get help buying

Have a question? Call a Specialist or chat online. Call 1-877-377-6362.

_** Variable APRs range from 13.99% to 24.99% based on creditworthiness. Rates as of October 1, 2022.
If you miss a payment, you will continue to accrue interest on your balance at your regular interest rate.
Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
Subject to credit approval.

To access and use all the features of Apple Card, you must add Apple Card to Wallet on an iPhone or iPad with iOS 12.4 or later or iPadOS. To manage Apple Card Monthly Installments, you need an iPhone with iOS 13.2 or later or an iPad with iPadOS 13.2 or later. Update to the latest version of iOS or iPadOS by going to Settings > General > Software Update. Tap Download and Install.

Available for qualifying applicants in the United States.

Issued by Goldman Sachs Bank USA, Salt Lake City Branch.

†† We approximate your location from your internet IP address by matching it to a geographic region or from the location entered during your previous visit to Apple.