Payment methods

Apple accepts a variety of payment methods online.

Click on a payment method below to find out more.

Apple Pay

Apple Pay offers an easy, secure and private way to pay. Learn more about Apple Pay.

Cards issued by Lloyds Bank, Halifax, and Bank of Scotland may be subject to transaction limits when using Apple Pay.

Credit Card or Debit Card

Credit and debit cards are processed immediately and are Apple's preferred payment methods for fast delivery. Learn more about paying by credit or debit cards.

When Apple charges your account

When you place an order, Apple contacts the bank that issued your credit or debit card to confirm that it’s a valid account, and requests a pre-authorisation (which holds the funds for the full or partial purchase amount). While your order is being processed, the funds pre-authorised by the bank will be unavailable and may display as “pending” on your card’s online statement. Once your order is dispatched, your card is charged. If your order contains multiple items with differing ship times, you will be charged for each one as it is dispatched. If you cancel your order before your card is charged, however, pre-authorisation amounts on your credit card account can take up to 30 days before you can use that credit again. Pre-authorisation amounts on your debit card account can take up to 10 days. Contact your financial institution for more information and specific timeframes.


When you place an order with PayPal you will be redirected to the PayPal website. There you will then need to login with your PayPal username and password.

If your order consists of multiple deliveries, your PayPal account will be charged separately for each shipment.

Apple Store Gift Cards

You can redeem an Apple Store Gift Card at the online Apple Store, by calling 0800 048 0408, or at any Apple Retail Store. With the exception of gift cards, certificates, and iTunes downloads and/or subscriptions, you can purchase just about anything sold by Apple, including products from both Apple and third-party makers.

You can use up to eight Apple Store Gift Cards at the Apple Online Store or if placing an order over the phone at 0800 048 0408. You can combine your Apple Store Gift Card(s) with one credit/debit card to pay for your purchase.

Simply enter or provide the PIN. The PIN can be found on the email below the image of the card. Please keep the card in your possession until the order has been processed and delivered.

NOTE: Apple Store Gift Cards can only be redeemed in the country of purchase, and are not a valid payment method for Apple Store Pickup orders.

The Apple Store Gift Card is subject to applicable terms and conditions. For more information about how to redeem your Apple Store Gift Cards, visit How to Redeem Apple Store Gift Cards. To purchase an Apple Store Gift Card, click here.


Whether you’re buying for yourself, buying a gift or buying for your studies, financing on the Apple Online Store is the most affordable way to spread the cost of Apple hardware, software, accessories and services.

Important: If you choose Financing, the delivery date shown in the bag and checkout may not apply. Your delivery date may be later due to the time required to process your financing application. When your application is approved, you will receive an email with the updated delivery date.

Learn more about Financing on instalments with Barclays.

VAT and Invoicing

Where do I enter my VAT registration number?

If you are buying for a business, you may enter your VAT registration number during checkout when you choose your payment method and verify your order. Ensure the VAT registration number entered is correct as this will be printed on your invoice.

What VAT rate will I be charged?

Your purchases will be taxed using the applicable VAT tax rate for your country. No intra-community purchases can be made on

Orders placed in the UK will be subject to a VAT rate of 20 per cent.

VAT refunds on exports

Apple are not permitted to refund any VAT charged on UK purchases due to local legislation restrictions. (UK) is not a part of the Retail Export Scheme, as this scheme does not apply to Internet Sales.

My invoice has not been shipped with my order?

Within 2-3 working days of your order being shipped, you should receive an official Apple invoice by e-mail.

If you do not receive this invoice, or if you require an additional copy for your records, you will be able to print your invoice on our Self Service website.

If you need assistance with viewing or printing your invoice, please contact an Apple Specialist on 0800 048 0408.

Why have I received multiple invoices?

If items in your order will be shipping at different times, each shipment (and the item/s included) will be invoiced separately.


How long does it take to process my refund?

Depending on your payment method, it can take up to 7 working days for the refund to appear in your account once it has been processed by Apple.

Credit cards are not charged until the order has shipped. For any order cancellations prior to shipping, the amount of authorisation held on you card will be removed within 3 days by your credit card company.

Debit cards are charged when the order is placed. For any order cancellations prior to shipping, you will automatically be refunded to your account within 5-7 business days. If your order has already shipped and you wish to return it to obtain a refund, please click here for further information.


Is my personal information safe?

The security of servers is closely monitored to prevent any unauthorised disclosure or use of credit card numbers and to protect the confidentiality of your personal information.

The Apple Store uses the SSL (Secure Socket Layer) industry standard, the highest level of security available today for web-secured applications. SSL relies on a pair of public and private key technologies provided by Verisign, Inc. and based on a 40-bit encryption algorithm developed by RSA Data Security, Inc.

How do I log out?

There is no need to log out of your account. As a security measure, you are required to log in for every purchase or change to your account and you will be automatically logged out after inactivity for 30 minutes.